Fees/Insurance

Fees & Value

	VALUE: My services cost more per hour than most counselors charge. The value is that you get more out of each session, and fewer sessions are required. Change happens quickly when you get understood, cared for, and inspired at a deep level right from the first session. The feedback, guidance and homework I give is much more practical and moving than what the typical counselor gives.
	For details on what you get from seeing me, especially how it compares with what you'll get with the counselor supplied by your managed care network, click on the tab for Managed Care. See also the last few paragraphs of the page for filing Insurance, and the last section on this page.

	BASIC FEES AND SPECIAL CHARGES: My fees are $140 per session. I request that you bring the fee with you and please pay at the end of each visit, by cash or check. The initial session carries with it a guaranteed value: if you don't feel your first session is worth $140, you will only be expected to pay what it is worth to you.

	The first session usually runs a little over an hour and costs the same $140, but an hour and a half session can be requested for $200 (this is especially helpful for a couple). The first session will attempt to solve your problems, and will include new insights, guidance and encouragement, often given on a CD burned at the end of the session.

	Appointments between 5:00 p.m. and 7:30 a.m., are $210 per session (time and a half for overtime), but they will last a bit longer than an hour too. Sessions are about 55 minutes long, and are not interrupted by phone calls. Your phone calls to me can be made without charge, but those matters requiring more than five to ten minutes can usually be handled better in the office.

	A special charge of $70 is made for each late cancellation. To avoid this charge, please call before the day of your appointment. I will want to know how you are doing, and to discuss our plans for rescheduling your appointment. If you are going to be more than twenty minutes late for an appointment, please call ahead to make sure I haven’t stepped out of the office for the rest of the hour.

	SCHEDULING. I schedule all my own appointments. On Mondays, Wednesdays and Thursdays, I am at my Louisville office, 244-4407, so call me there. Tuesdays and Fridays I am in my Shelbyville office. On these days, plus weekends and evenings, call my cell phone, 633-2860.

	SESSIONS ARE ON TIME. They will begin promptly on time. I take time between sessions to relax, get centered, go over notes of previous sessions, take phone calls, and thus do my best for you during the session.

HEALTH INSURANCE INFORMATION. Your health insurance policy may pay a substantial portion of your fees. It is your responsibility to find out whether you have insurance coverage for your sessions. For step-by-step, word-for-word instructions on inquiring about and requesting coverage by your insurance carrier, please see the tab at left for filing Insurance.

Paying for Counseling

                        THINKING YOU CAN’T AFFORD THIS?

           If you want to do more work with me than what you think you can afford, approach it this way. Imagine that for the sake of your career or your children, you need to take a college course or two. To get into JCC and take a course, it would cost you about $1000, or $2000 at U of L, UK or IU. Where would you get the money?

           Would you cash in some form of savings? Would you sell some possession, or do without some less important ongoing expense in order to pay for it? Would you ask an educationally-minded relative to help, perhaps in exchange for some service you could provide? Would you liquidate a past inheritance, or ask for an advance on a future one? If you’ve given a lot to your church, might you ask your pastor to somehow get you some help here, from a local mission fund, or an anonymous giver who would go through the church?

           I am offering you two courses here that you do indeed need for your career, children, marriage, your health and your faith. “Life 101” will explain why people around you are the way they are, so you can accept and get along with them better. “Your Life 201” will put you at peace with yourself, by explaining your strengths, weaknesses, choices and opportunities as you have never known them. These will be well worth what you pay for them here. (In fact, if you pay for $1000 worth of counseling here and you don’t see it’s worth that much, I’ll refund you the difference in free sessions or cash.)

           You’re already thinking outside the boxes about how to solve your problems or you wouldn’t be here. Now you can think creatively about how to pay for it.